3207 Ludgate Road

Chester, VA
$ 415,000 Beds 4 Baths 3 Sq 2,679
Monthly Estimate* How much can I afford?

Welcome to this beautifully updated, move-in-ready rancher perfectly situated near the heart of Chester. Boasting 4 spacious bedrooms and 3 full baths, this home flawlessly blends single-level convenience with an expansive, versatile layout. The inviting main level features a primary bedroom suite for ultimate comfort, alongside fresh, updated luxury vinyl plank flooring that runs seamlessly throughout the main living areas. Downstairs, the full walkout basement offers incredible flexibility, featuring 2 large bedrooms, a recreation room, and a full bathroom—ideal for guest quarters, a home gym, or a dedicated workspace. Step outside to a large deck perfect for entertaining, overlooking a tranquil yard complete with a detached shed and plenty of space for a firepit. Enjoy the unbeatable combination of a peaceful residential setting just minutes from Chester’s top shopping, dining, and community amenities.

Active

  • Price
  • $ 415,000
  • City
  • Chester
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Chesterfield
  • Half Bathrooms
  • 0
  • Area
  • 52 - Chesterfield
  • Lot Size
  • 0.41 Acres
  • Zip
  • 23831
  • Sqr Footage
  • 2,679
  • Year Built
  • 1998
  • Taxes
  • $ 3698
  • Style
  • MLS#
  • 2624274
Listed By: Denise Conway with Long & Foster REALTORS.
Data Source: Central Virginia Regional MLS (CVRMLS)

Features

General

Interior Features Bedroom on Main Level,En Suite Bathroom,Full Bath on Main Level
Sewer Public Sewer
Heating Electric
Cooling Central Air
Possession Close Of Escrow
Roof Composition
Exterior Features Deck,Porch,Storage,Shed,Paved Driveway
Patio/Porch Features Front Porch,Deck,Porch
Architectural Style Ranch
Pool Features None
Construction Materials Brick,Frame,Vinyl Siding
Year Built 1998
Stories 2
Levels Two
Property SubType Single Family Residence
Tax Year 2026
Percent Ownership Individuals
County Chesterfield
New Construction false
Property Type Residential
Subdivision Name Summit Point
Garage Y/N false
Total Rooms 6
Full Baths 3
Status Active
Directions 288 to Chester Rd West, Left onto Wood Dale Rd, Left on Biltmore Rd, Right on Ludgate Rd, The house is on the right at the beginning of the cul de sac
High School Thomas Dale
MLS Area 52 - Chesterfield
Lot Size Units Acres
Waterfront Y/N false
Elementary School Curtis
Year Built Details Actual
Tax Annual Amount 3698
Middle/Junior High School Elizabeth Davis
Property Condition Resale
Days on Market 2
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 415500
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence

Interior Features

Basement Full,Heated,Walk-Out Access
Flooring Linoleum,Partially Carpeted,Vinyl
Total Stories 2
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 4
Below Grade Finished Area 1216
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Fencing None
Parking Features Circular Driveway,Driveway,Paved
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 0.41
Lot Size Acres 0.41

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the COLONIAL HEIGHTS, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Curtis Elementary School
Middle School Elizabeth Davis Middle School
High School Thomas Dale High School

Price History

9/14/2026 Listed $415,000

Property vs Zip Code Average in 23831

Price
AVG $460K
$420K
Taxes
AVG $3,268
$3,698
Year Built
AVG 1991
1998

3207 Ludgate Road Chester, VA is a Single Family Home for sale at $415000 with 2679 sqft and a lot size of 0.41 Acres Acre(s). 3207 Ludgate Road Chester has 4 bedrooms, 3 baths and was built in 1998. The property's zip code is 23831 which is in Chester, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.